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Its blog is loaded with young people saying they saved hundreds or thousands of dollars.

Fin, meanwhile, schedules phone calls or meetings between individuals by communicating by email without human intervention. Trim, a company with .2 million in seed funding, also has launched online services that can cancel unwanted subscriptions or recurring payments, such as a membership to Hulu, and seeks to recoup overdraft bank fees for those who use it.

It's also part of a broader advancement in companies focused on developing human-like computer tools such as natural-language recognition or driver-less cars.

Comcast CEO Brian Roberts said earlier this year in Philadelphia that he believes artificial intelligence will be important for the company's future. Some also believe that Comcast could develop its own chat robot to talk with customers, which opens the possibility of two chat robots talking to each other over a customer's bill.

[Note: Spoilers up to the seventh (August 17) episode of Season 2.] Nobody likes themselves in their entirety.

"We are trying to do one thing: Get your [Comcast] bill lower," Smyth said.

A Microsoft experiment has made it clear: if we want artificial intelligence in this world, it better not think like us.

The tale of this illuminating but aborted millennial-focused project was told most succinctly so far by The Telegraph newspaper in a headline: “Microsoft deletes ‘teen girl’ AI after it became a Hitler-loving sex robot within 24 hours.” That deletion sounds like a good move, given the transformation in question. They crowd-sourced the masses for human intelligence, and, go figure, they reaped a harvest of ignorance, racism, sexism and perversion.

"As the bot has more and more conversation, it figures out what works and what doesn't and improves based on that feedback.

My understanding is that the script is pretty tight on their side." Smyth's five-member company, Trim, in San Francisco's Mission District, is part of a new wave of start-up companies that utilize artificial intelligence to help millennials manage their personal lives and finances.

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